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Compliance Lenses

Pluggable compliance domains with deterministic and AI-powered rules

Compliance Lenses / AML/CTF Compliance

AML/CTF Compliance

Assesses Anti-Money Laundering and Counter-Terrorism Financing program compliance including 2026 Tranche 2 requirements.

RAG Indices

  • aml-ctf-act
  • austrac-guidance

Cross-Reference Indices

None

Required Entities

  • reporting_entity
  • program_status
  • risk_assessment
  • customer_categories
  • kyc_procedures
  • transaction_monitoring
  • reporting_obligations
  • training_records
  • independent_review

Deterministic Rules (15)

AML-001 AML/CTF program Part A (customer identification) missing or inadequate
AML-002 AML/CTF program Part B (ML/TF risk assessment) missing
AML-003 ML/TF risk assessment not updated within required period
AML-004 Customer due diligence (CDD) procedures inadequate
AML-005 Politically Exposed Person (PEP) screening not implemented
AML-006 Transaction monitoring program inadequate
AML-007 Suspicious matter reports (SMRs) not filed within required timeframes
AML-008 AML/CTF employee training not current
AML-009 Independent review of AML/CTF program not conducted
AML-010 Beneficial ownership not adequately identified
AML-011 AML/CTF record keeping requirements not met (7-year retention)
AML-012 AML/CTF Tranche 2 readiness — designated services expansion for DNFBP
AML-013 Sanctions screening not implemented
AML-014 Designated service scope not properly identified
AML-015 Correspondent banking relationship due diligence